Home Insurance
Pavlos Pavlou Insurance
Agencies offer
Homeowners and Householders Insurance which covers:
- Loss or damage to the building and its permanent
fixtures
- Loss or damage to the contents (furniture,
electrical appliances, jewellery etc.)
- Breakage to mirrors
- Loss or damage to servant's property
- Additional expense of alternative accommodation or
loss of rent
- Liability to the public
- Compensation for death of the insured
The
insured perils are:
1. Fire, lightning, thunderbolt
2. Explosion
3. Aircraft or other aerial device or any article
dropped therefrom
4. Escape or overflowing of water (excluding the first
Ł50 for the building)
5. Burglary
6. Impact by a vehicle or animal
7. Earthquake (with an excess of 1.5 on the total sum
insured)
8. Storm or tempest
Our residence is not only a family nest, it is one of
the most important investments, if not the most
important, a person makes during his lifetime.
One of the serious matters that you should think about
is the value of the residence you will be insuring. As
regards the building, you should insure the full
rebuilding cost, i.e. how much it would cost to erect an
identical building today. This value does not include
the value of the plot of land, but it is not restricted
to the amount of any mortgage. If you have any doubts,
ask a friend or an acquaintance with professional
qualifications to assist you in determining the
rebuilding cost.
For contents we would advise you to take a few minutes
and go from room to room to record one by one your
assets. Calculate their value having in mind
depreciation due to time and wear and tear.
The increasing trend observed in residential fires and
burglaries does not leave room for second thoughts. Do
not let things to chance, as they come. Protect your
most important investment from all these perils with the
correct cover.
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